Lazy Daze Owners' Group

SDFCU (State Dept Federal Credit Union) offers 3 year 1.99 financing, NO FEES!

June 19, 2018, 06:14:53 pm

I'm posting this in case it can save any forum members some money.

I have been a SDFCU member for a couple years, and was asking around to see what kind of financing I could get for part of my upcoming 27" mid bath LD. I plan to pick up July 16th. It seems they offer the same rates as if you bought a car, I think new or used. I believe they lend $80K maximum. of course you must have great credit to get this rate. Any other details contact them directly please

Right before I joined (easily) a few years ago, I was asking them for information to see if they were real, I asked for their branch locations and one was it the Pentagon lol I was good. I am not connected with them in any way, just a happy customer.
1-703-706-5000. They are in Washington DC, so we call them in the AM, since we are in California.


I have been super busy, getting a new stronger driveway to stop flooding garage issues, and planning my RV 30 Amp plugs conduit under concrete etc

Re: SDFCU (State Dept Federal Credit Union) offers 3 year 1.99 financing, NO FEES!

Reply #2 – June 19, 2018, 08:12:03 pm

I don’t remember but it was extremely easy...

I bet even Dave Ramsey loves a 2% loan, or maybe not 🐯👀

Then even at 1.99%, is all of part of the interest paid somewhat deductible due to its a vacation home?

Re: SDFCU (State Dept Federal Credit Union) offers 3 year 1.99 financing, NO FEES!

Reply #4 – June 19, 2018, 08:41:44 pm

Not interested for myself but thought some forum members might be. I don't know what tax benefits might be available for financing but I found their membership requirements:

How to Join State Department Federal Credit Union | SDFCU

Re: SDFCU (State Dept Federal Credit Union) offers 3 year 1.99 financing, NO FEES!

Reply #6 – June 19, 2018, 08:59:29 pm

I went to look at Logix and found this.....these rates seem a little lower than SDFCU for the longer terms I think

New Recreational Vehicle
(Including boats and jet skis)
Up to 90% Financing
(Based upon Creditworthiness)   4.49%   $10,000   84 Mos.   $13.90 per $1,000
4.74%   $15,000   120 Mos.   $10.48 per $1,000
4.99%   $25,000   180 Mos.   $7.90 per $1,000
Used Recreational Vehicle
(Including boats and jet skis)
Up to 90% Financing
(Based upon Creditworthiness)   4.49%   $10,000   84 Mos.   $13.90 per $1,000
4.74%   $15,000   120 Mos.   $10.48 per $1,000
4.99%   $25,000   180 Mos.   $7.90 per $1,000